Businesses ask for my help with plans

Your expertise,on the part that needs it.

A baseline you can stand over, in minutes. Accruals rather than cash, all three statements tied together, the standards cited in place. Then your judgement, where it earns.

Any trade
217 countries, each with its own tax and payroll rates
Month by month, up to five years

Build a client baseline See what a plan contains →

The problem you know

Every engagement starts from the same broken template.

You build the same model again, rename the tabs, and spend the first two days on structure instead of judgement. Then the client changes one assumption and you do it again.

What arrives

A defensible baseline, not a first draft you have to unpick.

One clean document you can put in front of a client and stand over. Accruals, not cash. The profit and loss, cash flow and balance sheet all tie to each other. Money owed and money owing are carried through, depreciation follows your client's own policy, and tax is set at the real rates for that country.

Basic financial reports

Statements

Schedules

Assumptions & Inputs

Summary & Story

Advanced analysis reports

Viability

Risk & Sensitivity

Funding & Valuation

1 Standards, cited in place
Each treatment is set out against IFRS for SMEs, the standard small firms report under. Revenue, leases, provisions, impairment, tax, foreign currency. Every one carries the reason it was chosen.
2 Every assumption stated
The Basis of Preparation sets out what was assumed, what it rests on, and what was not tested.
3 Your client's own figures win
Anything they set is never overwritten. The engine works around it and says so.

The judgement is still yours

We do the structure. You do the part that is billable.

Where an assumption sits outside the range for that trade, we say so. And we offer a figure you can stand over, not just a warning. So you walk into the meeting with the sums settled and your mind on what they mean.

Handover

Give it to the client, or keep it.

Transfer ownership to the client and they carry on alone, or hold it and give them comment access. Either way the client can share the reports with their own bank without showing them your workings.

The cost

Five plans at €200 each.

The same product a founder buys at €250, priced down by the bundle. Ten, twenty-five and fifty bundles are there when the practice needs them, from €200 down to €100 each. Seven reports come with the plan. Health check, break-even, funding ask, risk, recurring revenue, what-if, and valuation and exit. Buy one plan and you get all seven.

See the full price list →

What advisors say

Practices that stopped starting from a template.

“It gets me to the conversation faster. The structure is done before the first meeting.”
Chartered accountant, Dublin
“The reconciliation held. That was the test, and most tools fail it.”
Practice partner, Belfast
“It flags the assumption I was going to challenge anyway, so I am not the one saying no.”
Business mentor, Limerick
“My client understands their own plan when they leave. That is worth more to me than the model.”
Accountant, Kilkenny

What it does not do

It does not export to a spreadsheet. You get a PDF, or you print it.
It does not model share ownership or funding rounds.
The line saying the summaries are AI-drafted stays on every plan, at every price. That is the law, not our branding.
And it is a projection, not a set of audited accounts. Every page says so.

Questions

Questions advisors ask.

What if it does not suit my practice?: You get your money back, with no conditions. It should give you a sound, properly set out plan for your first client faster than you manage today. If it does not, we refund the licence.
Can one client's plan see another's?: No. Each plan stands on its own and only the people invited to that plan can open it. Being your client gives nobody a way into anybody else's.
Who is answerable if a figure turns out wrong?: You are, as you always were. These are projections on a stated basis, not audited accounts, and every treatment is written down against the standard it follows. The app does the drafting. The judgement stays yours, and so does the sign-off.
What does it cost me?: €250 a plan, from €200 down to €100 each in a bundle. A plan carries a year of editing, and that year passes to your client when you hand it over. Keeping one editable after that is €100 a year.
How does this fit into the way I already work?: You take the brief from your client as you always do, then put it in here. The plan comes back built, with the gaps and the odd-looking figures marked. You check it, change what you want, and hand it over. It replaces the drafting, not your judgement.
What if a client's figures are far-fetched?: They are marked, and the app says what a usual figure looks like for that trade and that country. Your client can take that one or keep their own. Nothing changes without them agreeing. The app pushes back, so you do not have to.
How do I hand the finished plan to my client?: Transfer moves the whole plan to their account in one click, and the year of editing goes with it. Know one thing first: a transfer leaves you with no access at all. Ask them to share it back if you are still helping. Would you rather keep it? Share it instead and choose what they can do. A bank or an investor can read it without an account.
Does my client need their own licence?: No. The licence belongs to the plan, not the person, and it covers your work and theirs for a year. After that, keeping it editable costs €100 a year. Anyone who only reads it never needs one.
Are the projections prepared on a recognisable basis?: Yes. Accruals rather than cash, with all three statements tied to each other. Every treatment is set out against its IFRS for SMEs section — 23 for revenue, 20 for leases, 21 for provisions, 27 for impairment, 29 for income tax and 30 for foreign currency — with the reasoning recorded rather than assumed.
Where do the benchmark ranges come from?: Official structural business statistics — OECD and Eurostat, UNIDO, the ILO and the World Bank. Each figure carries its source, its year and the countries it was drawn from. That sits on the page where it is used.
What happens when a country publishes no figure for a ratio?: The report says so and shows the range published by countries at comparable wage levels. That range is marked as estimated, with the reason set out at the foot of the report. It never presents an inferred band as a published one.
Is the tax treatment jurisdiction-specific?: Yes. For each country we look up corporation tax, when a business has to register for VAT, what an employer pays on top of a wage, and the minimum wage. Each one goes into the plan. You can change any rate, and we record why.
Can I override the engine's assumptions?: Every field. Anything set by hand is marked as the client's own and never overwritten by a later run.
Does it handle a business that already trades?: Yes. Opening balances, retained earnings, existing debt and an established trading history are all inputs, not edge cases.
What about a going-concern qualification?: The going-concern test runs on both limbs and reports its verdict on the Health Check. A negative result is shown, never suppressed.
Can I put my own name on it?: On the reports, yes — €25 a plan. Your name goes where “powered by SimplyViable” sits at the foot, so the plan your client hands to their bank reads as yours. It is your name in text, never a logo. On the whole thing — the app, the sign-in, the emails, your own web address — tell us and we will quote for it. One line never moves either way: the note saying the summaries are AI-drafted. That is the law, and it is on every plan from everybody.
Who owns the client's data?: The client. You can transfer a plan to them outright, and their access does not depend on your subscription.
How is AI used, and is it disclosed?: The written summaries are drafted by AI from the figures, and we say so on the page — the EU AI Act asks us to. The sums are worked out by code, so they carry no such mark.