I work for a support agency

Free for the businesses you help.Paid for once, by you.

Buy a bundle once and hand a licence to every business on your programme. They pay nothing. They build their own plan before they sit down with you, and it arrives reconciled, on a stated basis, in the same shape as everyone else's. Your hours go on advice instead of arithmetic. A cohort of 50 is one purchase and 50 emails, and anything nobody uses comes back.

Any trade
217 countries, each with its own tax and payroll rates
Month by month, up to five years

Licences for a cohort See what a plan contains →

The problem

The spreadsheet eats the hour you funded.

Your time with each client is funded, counted and short. Too much of it goes on building a cash flow from scratch. The client leaves with a file they cannot maintain and did not understand.

How it works

Four steps, and you only do two.

1 Give out a licence
Enter their email. A licence lands on their account.
2 They build the plan
In their own words, before your session.
3 They share it with you
For as long as they choose. You can comment.
4 You advise
On the judgement, not on the formulas.

Licences

You issue them. You can take them back.

A licence you give out sits on the client's account for 30 days before it is claimed. Extend it, cancel it while it is unclaimed, or take it back if it is claimed and never used. Each one returns to your pool.

They own the plan
It is theirs from the first word, and stays theirs whether you fund them or not.
You never touched the numbers
Which matters when the same office also appraises the application.
Nothing is wasted
An unused licence comes back to the pool.

What arrives

The same shape, every client, every time.

Profit and loss, cash flow and balance sheet. Monthly, right through the plan, and all three tie to each other. Up to thirteen ratios sit beside official figures for that trade and that country, where they exist. A ratio with nothing to measure stays off the page, so a client with no debt or no credit customers meets fewer. How much they need to raise comes from the deepest the cash goes. We say how we worked it out.

Basic financial reports

Statements

Schedules

Assumptions & Inputs

Summary & Story

Advanced analysis reports

Viability

Risk & Sensitivity

Funding & Valuation

Comparable across a caseload
Same ratios, same bands, same order — two clients read side by side.
Nothing flattered
A plan that loses money or runs out of cash says so, on the face of it.
Every figure sourced
Each sector figure carries its source, its year and the countries it came from.

Any trade, any country

Your caseload is not one sector.

A creche, a contractor, a café and a software firm are four different sets of accounts. The engine looks up what each trade earns and spends, in the country the business trades in, with that country's own tax and payroll rates. 217 countries, and no template to pick.

Not a sector template
The trade is classified from what the client wrote, then priced from official statistics.
Local rates, not ours
VAT, corporation tax, employer costs and payroll rules for their jurisdiction.
Mixed businesses too
A garden centre with a café is two revenue streams, not an awkward fit.

Readiness

The questions a funder will ask, asked first.

If a client leans on a figure they cannot back up, the plan says so, on the page, before anyone asks. That is before the application goes in. The Basis of Preparation lists what was assumed and the proof for each one.

Will it employ anyone?
How many people the plan pays, year by year, in full-time equivalents.
Is the finance adequate?
The funding requirement, sized from the projected cash trough.
Is it viable?
A verdict, up to thirteen ratios against the trade, and the month it covers its costs.

The cost

Licences in bundles, from €200 down to €100 each.

The same product at every quantity — a licence buys exactly what one plan buys. A cohort of 50 is €5,000. Seven reports come with the plan. Health check, break-even, funding ask, risk, recurring revenue, what-if, and valuation and exit. Buy one plan and you get all seven.

See the full price list →

What mentors say

People with a caseload and a clock.

“They come in with the numbers already done. I get the whole hour for the actual advice.”
Business adviser, Local Enterprise Office
“I stopped emailing out a spreadsheet I knew half of them would break.”
Enterprise mentor, Cork
“Ten clients, ten plans I can read the same way. That never used to be true.”
Programme manager, Accelerator
“They built it themselves, which is the point. I did not put a single figure in.”
Mentor, Sligo

Honest limits

These are projections prepared to a stated basis, not audited accounts, and every page says so.
They do not verify a client's history, bank statements or filings.
There is no export to a spreadsheet — you get a PDF, or you print it.
A colleague of yours sees a client's plan only if that client invites them by name.
And it does not ask whether a new business will take sales from one already trading nearby. It shows how much of a plan rests on a single customer, which is a different thing.

Questions

Questions agencies ask.

What if it does not work for our programme?: You get your money back, with no conditions. It should cut the time your advisers spend on sums, and show you which plans hold together. If it does not, we refund the licences.
What happens at the end of a licence year?: The business keeps the plan for good. Reading it, printing it and saving it as a PDF never stop. Changing it after the first year costs them €100 a year. They pay that, not you. Nothing comes back to your budget.
Should we ask every applicant to use it?: Many support bodies do. Every application then arrives in the same shape, with the sums already checked. You are no longer weighing a hand-made sheet against a proper one. It moves the work earlier too. Someone who cannot get a plan to hold together rarely becomes a business you would back.
How do we see the plans our applicants build?: The plan lives in their account. They share it with you and choose what you can do. They can hand it over for good, or send the whole pack as a PDF. If you paid for their licence, you can make sharing it back part of applying.
Does it work for somebody with no sales yet?: Yes. It is built for a business that has not traded. The plan comes from what they describe, what they plan to charge and who they plan to sell to. No past accounts are needed.
Is an applicant's information safe with you?: Yes. It is held and processed in the European Union, in Ireland, and it is never used to train AI. The privacy policy has the detail.
What if the figures somebody sends you are far-fetched?: They are marked before it reaches you. The app shows what a usual figure looks like for that trade and that country. The business can take that one, or keep their own and say why. What lands on your desk has already been asked about.
Can I put my own name on it?: On the reports, yes — €25 a plan. Your name goes where “powered by SimplyViable” sits at the foot, so the plan your client hands to their bank reads as yours. It is your name in text, never a logo. On the whole thing — the app, the sign-in, the emails, your own web address — tell us and we will quote for it. One line never moves either way: the note saying the summaries are AI-drafted. That is the law, and it is on every plan from everybody.
How many licences do I need, and what do they cost?: One per business on your programme. Bundles run from 5 to 50 — €200 each at 5, down to €100 each at 50, which is €5,000 for a cohort of that size. Anything nobody uses comes back to your pool, so you can buy for the cohort rather than for the ones who turn up.
Our head office buys. Can each of our advisers hand them out?: Yes. Everyone on your team draws from the one pool. They can send a licence to their own clients, extend it, or take it back. Nobody needs to be made an administrator to do their own job.
How does a client get a licence from me?: You enter their email address. A licence lands on their account, or waits for them if they have not signed up yet. It holds for 30 days, and you can extend it.
Can I take a licence back?: Yes. Cancel it while it is unclaimed, or revoke a claimed one. Either way it returns to your pool.
Who owns the plan?: The client. From the first word, and whether you fund them or not. You see it only if they share it with you.
Can they stop me seeing it?: Yes, at any time, and they can set an end date when they share it.
Can my colleagues see it too?: Only if the client invites each of them by name. A plan belongs to a person, not to an office.
Does it work outside our sector list?: There is no sector list. The trade is classified from what the client writes and priced from official statistics for that trade and country.
Does it work outside Ireland?: Yes — 217 countries, each with its own tax, VAT and payroll rates.
On what basis are the projections prepared?: Accruals rather than cash, with all three statements tied to each other. Every treatment is set out against its IFRS for SMEs section.
Where do the sector comparisons come from?: Official structural business statistics — OECD and Eurostat, UNIDO, the ILO and the World Bank. Each figure carries its source, its year and the countries it was drawn from. That sits on the page where it is used.
Will a weak plan look strong?: No. A plan that loses money, runs out of cash or shows negative net worth is reported as such. It shows on the face of the report — a standing rule, not a setting.
How is AI used, and is it disclosed?: The written summaries are drafted by AI from the figures, and we say so on the page — the EU AI Act asks us to. The sums are worked out by code, so they carry no such mark.